What are supplemental health plans?
Supplemental health plans provide peace of mind and financial protection for expenses not covered by your primary health insurance. A hospital stay, serious illness or injury may not be just a physical setback. It can also disrupt your mental, social, and financial well-being.
Supplemental Health Plans
Note: These policies pay limited benefits only. They are not comprehensive health insurance coverage and do not cover all medical expenses. Please refer to your benefit summaries for more information.
Accidental Injury Insurance
When you, your spouse or child has a covered accident, like a fall from a bicycle that requires medical attention, you can receive cash benefits to help cover the unexpected costs.
While health plans may cover direct costs associated with an accident, you can use accident benefits to help cover other related expenses, such as lost income, child care, deductibles and copays.
$75 Wellness Benefit! The accident policy includes an annual wellness benefit. You receive $75 for completing certain routine wellness screenings! This extra perk can help offset the cost for your coverage. See your plan summary for more details.
See a highlight of your plan options below.
Accident Plan Option 1
Ambulance (Ground | Air) $200 | $600
Emergency Room $200
Hospital Admission $1,000
Hospital Stay $200 per day
Intensive Care Unit Stay $400 per day
X-Ray $200
Fracture $560 - $7,600
Your Monthly Cost: Employee: $5.84 Employee & Spouse: $13.34 Employee & Child(ren): $16.34 Family: $21.44
Accident Plan Option 2
Ambulance (Ground | Air) $400 | $1,200
Emergency Room $400
Hospital Admission $2,000
Hospital Stay $400 per day
Intensive Care Unit Stay $800 per day
X-Ray $400
Fracture $1,120 - $15,200
Your Monthly Cost: Employee: $9.95 Employee & Spouse: $23.27 Employee & Child(ren): $28.85 Family: $36.95
Critical Illness Insurance
Protect your savings in case of a serious illness. An illness can lead to unexpected costs not covered by your health plan. Deductibles and copays, or other costs like travel and child care can reduce your savings. Critical illness insurance provides a cash benefit when you or a covered family member is diagnosed with a covered condition, like a heart attack or stroke.
Plan Highlights
- You can elect a $10,000 or $20,000 benefit that would be paid to you if you are diagnosed with a covered illness
- Covered spouses are covered 100% of issued employee benefit amount
- Covered children are covered 50% of issued employee benefit amount
- Covered illnesses include invasive cancer, heart attack, stroke, benign brain tumor, blindness - plus many more
The cost for this coverage is based on your age, tobacco usage and the benefit amount you select. You can see what your cost is when you enroll online.
$50 Wellness Benefit! The critical illness policy includes an annual wellness benefit. You receive $50 for completing certain routine wellness screenings! This extra perk can help offset the cost for your coverage. See your plan summary for more details.
Additional Benefits
ID Theft Protection
ID Watchdog provides greater peace of mind by helping you better protect the personal and financial information of you and your family.
ID Watchdog helps you:
- Monitor signs of fraud across credit cards, bank accounts, loans, billions of public records, the Dark Web, and more
- Take immediate action by receiving alerts you customize
- Rely on our dedicated resolution advocates to help you with identity theft problems
- Receive up to $1 million identity theft insurance, which helps pay certain out-of-pocket expenses in the event you are a victim of identity theft
Learn More
Call 800-970-5182 or visit IDWatchdog.com.
ID Theft Essentials Monthly Cost
Your Monthly Cost: Employee: $6.90 Family: $12.50
Essentials Plan Features
- Credit Report Monitoring: 1 Bureau
- Credit Reports & VantageScore Credit Scores: 1 Bureau Monthly
- Credit Score Tracker: 1 Bureau Monthly
- Credit Report Lock: 1 Bureau
- Identity Theft Insurance: Up to $1 Million
ID Theft Platinum Plus Plan
Your Monthly Cost: Employee: $8.90 Family: $15.90
Platinum Plus Features
- Credit Report Monitoring: 3 Bureaus
- Credit Reports & VantageScore Credit Scores: 1 Bureau Daily & 3 Bureaus Annually
- Credit Score Tracker: 1 Bureau Daily
- Credit Report Lock: Multi-Bureau
- Identity Theft Insurance: Up to $1 Million
Also Included:
- 401K Stolen Funds Reimbursement
- Subprime Loan Block (Within the monitored lending network)
- Social Account Takeover Alerts
- Personal VPN & Safe Browsing
- Password Manager