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CITY OF GOLDEN

2025 BENEFITS GUIDE

Get Started: Eligibility & Enrollment
SEE WHAT'S NEW FOR 2025
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2025 OPEN ENROLLMENT: Monday, Nov. 4 - Friday, Nov. 15

The City of Golden offers you and your eligible family members a comprehensive and valuable benefits program. We encourage you to take the time to educate yourself about your options and choose the best coverage for you and your family.

Open Enrollment is your annual opportunity to review your benefits to make sure they are still a good fit.

This guide will walk you through your options, so you can make smart decisions for your healthcare in the year ahead.

Mountain Graphic

What you need to know.


Medical Plan Changes

The HDHP HSA medical plan deductible will increase to:

  • $3,300 for individuals ($100 increase)
  • $6,600 for families ($100 increase)

This change was necessary to meet the IRS requirements for Health Savings Accounts.

Discontinuing Tobacco User Surcharge

The City is no longer charging a tobacco surcharge for 2025. See the medical plans page to see your 2025 medical contributions.

There are no other changes to your health plans in 2025!

2025 Benefits At-A-Glance PDF

What you need to do.


  1. Review this guide and think about your needs for the upcoming year.
  2. Log on to UKG to select your benefits by Friday, Nov. 15.
Get Started: Eligibility & Enrollment Information

Disclaimer: The information in this enrollment guide is based on information provided by the employer and various benefit documents. While every effort was taken to accurately report your benefits, discrepancies or errors are always possible. In case of discrepancy between this guide and the actual plan documents, the plan documents will prevail. All information is confidential pursuant to the Health Insurance Portability and Accountability Act of 1996. Guide prepared by The MJ Companies.